Also, banks are highly regulated here, they dont have much flexibility (or desire) to lend outside of the box.

The only time I need to hire a licensed person is when upgrading to a breaker box or doing structural work like adding a new floor beam.

I'm curious if any note investors have spent the time cultivating relationships with financial planners or advisers in order to gain access to their pool of clients?

So think outside the box (ie.

I keep a spare box of laminate in the attic of each property for a repair.  

So far, the most important thing I have done is to spent time on this site, and soaking in the information .. and realizing that there is not one "right" way to do things.  

Each of the electrical boxes encased as is on top of the wallboard. 

Sounds like you've spent more than enough time on the educational side of things and now you need the most important part, experience! 

The numbers on this deal:Purchase Price: $72,000 cashRehab Costs:Kitchen Granite: $1300HVAC upgrade: $500Electric Fixtures: $800Interior finish: $2300Bathroom: $800New floors: $2800Dumpster: $1000Deck: $3000Microwave oven and elec: $600Rotten wood removal: $895Deck stain: $595New sod: $1795Shutters: $295Concrete stain: $495Mail box: $95Total rehab: $17,270Total cost: $89,270Sold price: $115,000Closing costs: ?

It is generally assumed that rehab money is best spent "plumbing rooms."