Refi the SFD to a Conventional loan, which restores your full entitlement, then buy the 4-unit with no money down (or you can put down 5% if you want to lower the funding fee).Make sure you are working with a rockstar LO that knows what they are doing. 

@Marci Stein i will, today i open the celling, cut away mold sheet rock, use plastic let water runing to my bathtub.and use plastic cover it first ....

Cash out value after the penalty and it dropping like a rock since it was stock market invested left him with about $8,000.

Also, rockstars know rockstars.

Imagine dark, messy, sheet rock missing and old flooring...On the construction side, that was all cash as well. 

Makes getting a 5-star that much easier. 

So her first steps should be to build that team they are looking for; find some rock star lenders and contractors.

I went to three new countries, did a whole lot of rock climbing, and still worked close-to-full time with a flexible position as an ICU nurse.

I went to three new countries, did a whole lot of rock climbing, and still worked close-to-full time with a flexible position as an ICU nurse.

I am trying to determine if there is a need for this especially in Little Rock, AR.