I am buying a property there close to my husbands job and debating whether to do LTR or STR - I don't know the area well.

In terms of financing, FHA is great, especially if you're a first time homebuyer but the 5% vs 20% debate is more of a personal preference.

My wife and I have been debating replacing our queens with kings but hadn't occurred to us to put queens/kings in the bunk rooms instead of the bunk beds.

My wife and I are debating moving from Hawaii when we retire.

I debated using a smart hub or IFTTT, but chose stand alone devices and it hasn’t been too time consuming.  

I've been looking at properties daily and crunching a lot of numbers.The appreciation-vs-cashflow debate hits me hard because of my location, which is north county San Diego, California. 

We are debating whether to make it a MTR vs LTR as I have seen in research that MTRs have possibility to be more profitable and we live 5 minutes away from a 600 bed level 2 hospital, 15 minutes from a level 3 hospital, and 22 minutes from a 1000 bed level 1 hospital.Does anyone have general or specific recommendations?

Also, the rental income is generally way too low for my taste (or the properties are overpriced) but that would be an interesting debate (and there are exceptions everywhere).

Section 8 rent comparable for a 2br/1ba in LA is just under $2,200/month.Of course, it's debatable whether or not this can be considered passive....but I'm able to easily manage this while working a demanding W-2 job.I also agree with Nicholas U's suggestion to exchange up to multi-units.

@T SanchMy wife and I had the same debate before we first got started.