Advice Needed 1st time buyer

[Alberto Lorenzo]

Hi my name is Alberto, I’m 26 I live in Miami I have 150k in my bank account. I live with my parents but I want to buy my own place. I own a air conditioning business so my income is good. Do you recommend I buy single family with adu or single family live there for a year save my money again & then rent that out & repeat process to a new home? Also do I put 5% down or 20% down? It would be my 1st time buying not sure if the fha 3.5 is good
Duplex and + is very expensive in Miami