I would be interested to hear if others have had similar situations occur. 

I want to get into real estate investing across multiple states. 

We're hard money lenders, and this situation sounds delicate.

I am unsure how to learn about my situation.

I’d love to hear who you’ve used in similar situations, or what sort of rates and terms could be expected.

First, every investor has a different risk tolerance, financial situation and financial goals.

This seems to be a needle in a haystack situation given the current markets demand.

That should be your focus.Personally if you have one mortgage already that is negative cashflow I would be hesitant to buy rright now, especially in canada where from reports their housing situation for pricing is far worse than the US on affordability and just like US, people think prices can only go in one direction but reality is they are moving in the opposite direction.

I own multiple properties, mainly here in south Florida, a few million in equity.

Not the best situation, but not the worst.