Id probably look to buy right across the line to get the tosa feel without the taxes but even that area is getting harder to find deals.I dont know if the appreciation on a mfh even if the area picks up would be enough to warrant it.

Or, is it just too recent to warrant a refi?

They warrant that it's a valid first or second lien. 

There has been a lot of disparagement of Legal Zoom as not being the company to set up an LLC with. However, I have never heard anyone state a case in which Legal Zoom has failed any customer in regards to setting up ...

However, I've actually spent time at the courthouse sitting in on eviction hearings to learn more about them and haven't found much to warrant the reputation of being overly tenant friendly. 

Title should be warranted and insured.3.  

Personal Name too risky in this day and age and state of practically 'martial' law:https://www.biggerpockets.com/renewsblog/2016/01/2...the guy got a WARRANT OUT FOR HIS ARREST just for narrow patch of lawn that was left uncut!

I think the data you have does warrant further investigation at the very least.

Transfer title using a Grant or Warrant Deed as is customary in your state.

For condos also be sure that you talk with a lender who knows how to work with non-warrantable loans.