All of the answers people can give you will be virtually meaningless without context, and it would be unreasonable to expect long posts with context for all of that (unless someone has a lot of time on their hands).

I have policies and procedures, but I am not an unreasonable man and understand the cost of vacancy.

That's unreasonable.

Why does it seem unreasonable, that "other" people beside PMs, could not do that?

I don't think it's unreasonable, since new lease-ups in new const in Portland are giving a free month for a year lease.Remember, this biz is give-to-get :)

If they fail to do so, or make other mistakes or unreasonable delays in claims handling, they may be liable in damages, whether there's coverage for the underlying claim or not.

No one wants to work with unreasonable penny pinchers.  

But I'll venture a guess.In my opinion, you're being unreasonable. 

He said this was due to the climate.Based on my figures of (NOI/CAP) - the building is worth 425-450K so I didn't think getting 320 was too unreasonable.

I refinanced the other home and this never came up then.... is the underwriter being unreasonable?