I'm a broker in CA and that's just not possible, especially when you completed your due diligence in 10 and wanted to cancel escrow. 

I’m just getting started and looking to soak up as much knowledge as possible—whether it’s about finding good deals, managing renovations, or understanding the financial side of things. 

They seem to be looking for a place urgently, possibly after a recent move. 

@Jay FayzIt's possible to use an FHA loan with a 5% down payment, but keep in mind that the loan is intended for primary residences, and you'll need to live in the property for at least a year.

The squatter possibly has warrants on him and will be difficult to locate. 

The goal of hard money is to get out of it as quickly as possible. 

It may not be possible if your LTV is over 80%

Just take what you get for free, which is an Airbnb listing, and just put the best most spectacular pictures you possibly can on there and after you’ve done that, go back and look at your listing and try to think of ways to make those pictures even betterI think that’s pretty much the formula to success in this industry.

Instead of discussing the possibility of owner finance with sellers - what if I offered the opportunity to  JV where they are the equity partner?   

Rental portfolios would be a quicker way in - as you could possibly buy numerous properties in one transaction.