But I think this might help?

Lenders want to protect their investment not because of possibly you but your profile (little equity / assets etc) which is common for someone in their early 20's - want to make sure skin in game.

I am late to your inquiry but wondered if you ever closed on that investment opportunity?

I'm in LA and don't intend to move, but I'll definitely keep investing there.

But is this possible with my current capital?

For the last 4 years I have purchased 7 rental homes that are all renting but similarly to monopoly it’s time to scale.

Long-term rentals offer great stability, but mid-term rentals can be a fantastic balance of higher returns with less turnover.

Similar properties with both sides rented have sold in the past three months for about $500K, but I think the local market has probably softened somewhat.

I would say C- and below you have to give on that more, but I would try to keep it at C on automatic.

You are assessed interest but it gets paid back to the account and you get to keep it.