Which isn't worth the four grand in closing fees.What I ended up going forward with was a cash out refinance but I only pull out the amount of cash I could withdraw without raising my payment and without injuring mortgage insurance.This allowed me to pull approximately 30k in cash out while keeping a strong cashflow and not risking going underwater on the property.

My regular worker injured so workmanship not what I am used to.

If there's a fire and several children die or are seriously injured, how are you protected?

I worry about tenants (children or animals) putting something down there or getting injured. 

My tenant who was injured somewhere and is now in a wheelchair is requesting a letter to break her lease.

Someone gets injured or there is major damage to the home and insurance denies your claim. 3.

uninhabitable, the Landlord shall have the option of either repairing such injured or damaged portion or terminating this Lease.

Luckily all tenants were evacuated by police the night before and no one was injured.  

What would happen if he got injured while working on your property?

Are there any additional liabilities in regards to situation when renters would get injured or some of their things would get destroyed?