FHA has a self-sufficiency rule that makes it difficult unless you put A TON OF MONEY down.

I have noticed that it has become a little more difficult to Find FSBO's and such on these popular FREE sites, however,a) Is anyone still using them?

typically it's much more difficult or even impossible to wholesale something that is in retail condition / for which the owner wants a retail price. 

With the most difficult buyers it can lead to last minute re-trades over inconsequential amounts of money but is just a pain to deal with.

After some investments in amenities (primarily hot tubs), our last 3 months have averaged 12k/m.This property is owned outright, and due to the size of the property, the small square footage of the units, and the lack of comps in the area we have found it difficult to lock down any refinancing.

If you find it difficult to rent then you can always explore the credit option.

Common advice I've received from other landlords is to avoid them because they often leak or fail and are difficult to maintain.

@Mark HafnerI've been investing internationally for many years but it's very difficult to answer the kind of questions you ask without writing a dissertation so I'd encourage you to ask more precise questions in the forum.

Still, considering how difficult it is to find a good real estate focused accountant, limiting your search to local providers usually gives you too few options.Expand your search to include remote CPAs.

If first time home buyers are having a difficult time coming up with the funds for even the costs to play as a first time home buyer then are the non profits supposed to pay the buyers agent commission too?