I'm not sure if they still have the 2 year requirement on income if it's going to be your primary residence.

As for non-bank loans, I'm familiar with a loan program that provides 100% financing, but it requires a minimum 650 credit score and proof of funds covering 12 months of interest.

Quote from @Kathy Grossart: Can a non-accredited investor in an already established SDIRA, within a 506(b) multi-family syndication, do a 1031 exchange to another syndicated property (with same operators), if the new 506(c) offering required investors to be accredited, and the investor is not? 

I have a separate interest bearing account for security deposits as required by my state laws.

@David RobertSevere nicotine damage can require extensive cleaning, sealing, and even replacing drywall or HVAC ductwork.

It requires hard work, strategy, and a willingness to take on projects others might overlook.

What inspections are required vs recommended? 

Depending on how it is done and what guarantees the government offers and requires of the released entities, interest rates could move slightly higher.

Our rates are 7-12%, with no down payment required.

Lenders will lend the lower of the amount between LTC and LTV.Do you require an appraisal and survey?