We have had a few lenders question it, but after talking to them, they will allow us to slide.

Here's why, the tenant already exists at the property which means the property owner has already accepted the tenants credit worthiness to lease the property (if you're a subsequent new owner you had a chance to review credit during your due diligence, if you didn't then that is on you).

Assuming you spend $300,000 in fees and costs to get permitted, and you sold all of the lots with a brokerage commission of 5% your Paper Lot project would look like this: $1,200,000 Sale of 60 Paper Lots-$   60,000 Commissions & Closing Cost-$  300,000 entitlement fees $  840,000 Net Sales Proceeds-$. 300,000 (25% development profit on project value) $. 540,000 land ValueThe figures above assumes that land value is determined by working backwards for the values and costs you will pay to create the $1.2M Paper Lot value.The same process noted above should be applied to each subsequent phase of lot value creation to ensure that there is enough value & profit to support the next level of Lot value and level of finish.Hope this helps.

I’ve had flooring both carpet and pergo and a sliding door installed through Hd they were fine and sometimes with flooring you can get free install.  

This is a very volatile time for DSCR lenders and brokers and subsequently borrowers unfortunately and what  you've heard is correct; we have several of our lenders that are saying that either they can't lock the rate until the file is clear to close or they'll give a 30 day window to get the loan closed without being subject to repricing.  

so he did not have the extra 50k and let the house slide into foreclosure.

"taking over a lease" is a way that bad tenants use to slide into a property under the radar.4.

We thought we could slide under the radar, but ultimately had to pull a permit and that resulted in us having to bring the entire window structure up to 2023 code (for 25 windows!!).

I am not an attorney and do not provide legal advice.However, here is a crucial sentence copied from a local apartment's wording:"I understand that subsequent consumer reports may be obtained and utilized under this authorization in connection with an update, renewel, extension, or collection with respect or in connection with the rental or lease of a residence for which application was made."

Subsequent repairs.