My only issue with it is that it requires a larger “organization” and management and administration of that organization.

But this is how I approach planning at the highest level.

As with any business having a mission, strategy and plan with guide success.

just be cautious when it comes to using these. ensure you've got a plan to pay that balance back in a relatively quick fashion as most HELOC rates can fluctuate which could make the numbers suddenly not work. i've leveraged mine in instances where i'm doing a BRRR and i want the deposit for a private money loan. i'm not using it as my downpayment and leaving it out there for a long period of time. 

I plan to use a refinance on my current cabin to fund the downpayment on the next property.

I have put together budgets and started a business plan.

." - Without any numbers for these strategies it's just an idea, not a plan.

Planning on 25% down.

Plans, permits also as they can take some time, I am unsure of how long in Hot Springs. 

This experience highlighted the importance of thorough initial assessments and flexibility in budgeting, reinforcing the need for strategic planning and adaptability in real estate investments.