Unless you said something to her about NOT renting to her because she's single, what is she basing the claim on? 

And I'm concentrating on Lake County as I'm familiar with the area some and have ties to the Navy base which may provide a competitive edge.

What you want to focus on here is something that could match or lower your current living expenses.

If you don't own the house yet, you really need to pay the guy otherwise it's a waste of his time.Sometimes roofers and pools companies will give an estimate based on google maps. 

@Jordan McDonald I'm based in Dallas Fort Worth.

The issue I run into, based on what I can put down, is that I would most likely have to split the mortgage down the middle (I pay half/Tenant pays half) based on current rental rates and current mortgage rates (considering what I can put down).

I currently house hack with a SFH, but I'm researching ti decide what my next RE project should be based on my preference and market demands.

The coverage you need will vary based on the assets covered under the umbrella.

Hi Margarita;I'm based in Sac but looking right now also in Yuba City for SFH to rent.

Zillow, apartments.com, outreach to local companies that common sense suggests would have project based 1-3 month employees.