With excellent credit (800+), you're already in a great position, but I understand the struggle with DTI when you're self-employed.Here are a few options that might help:Asset-Based Lenders: You're on the right track with DSCR loans, but you may find some private lenders or portfolio lenders willing to go into the high 6’s.

In todays world there are alot of scams and people trying to use others for a quick dollar, but I fully believe in if I become wealthier, you become wealthier and vice virsa.

Having a coach to work with and a whole network of people in the business available to me is a huge value.

Id do your due diligence on zoning to make sure you understand what you are getting into.

It at least affects ratings on Google and Angies List, maybe saving people in the future from a similar issue. 

From what I understand every time the house sells this is going to happen at what point will they not ask it anymore and what happens when they refuse ?

This should help you because you will get told that they all will help you, but next week, they will be working on a new group of agents.Pro tip: Cloud brokerages and some big box brokerages (eXp, Real, KW) operate a downline model, so many people who "recruit" you to join their excellent brokerages are just adding you to their downline.

You'd need to really understand the specific neighborhoods and property types to make a good investment.If you do go the out-of-state route, a good property manager will be crucial.

However, I don't particularly ascribe to the idea that certain neighborhoods belong to certain people.

Hopefully I can continue to educate people on what to look for.