The Due on Sale Clause is part of loans so that the lender has easier recourse in the situation that the property is sold and an argument arises between legal title and equitable title, which would come up after the loan isn't paid and they are trying to collect payment.I hope I can continue to provide the specifics of these exemptions for many more on here as it seems to be a point of fear for investors to properly insulate their business/investments from their personal name. 

But yeah wow, then people don't really have to get active income from flipping business or something like that if I do cash out refi well. 70k is when coming from my pocket. 

I was helping a couple become home owners, while making a smart business move for myself.

Discuss the Loss of Rents (aka Business Income) coverage with your agent.  

I'm based in FL, so that's where we to the most of our business business.

To start you may have to do everything but eventually you will want to build a business not a job that relies on your physical labor.  

It sounds weird that the PM's business is against the landlord's interest.

I see former players in the DST/syndicated real estate from the 2000's coming back to the industry under different business names, and some of their prior work was less than stellar.

Some lenders are Personal recourse / non-reported and some are business recourse fully reported.

Run your STR like a business.