Our slow season is November and April.Mike Hi Mike: Do you host the properties, use a co-hosting service, or have a property manager?

I have used Civic Financial Services for several properties.

For other rental real estate enterprises, 250 or more hours of rental services are performed in at least three of the past five years.

I don't want to stray off the reservation here. 

DSCR loan with rates on the based upon your ltv I would say high 6 to mid 9s depending on FICO and debt service and LTV.2.)

thank you for your service!

If you set it up with a car rental service like Turo are likely protecting yourself/car more from potential issues and damage and may be able to keep it off platform and only make it available to your renters (not sure on that last part but just a thought).Also, from a lender perspective it could complicate things if you are looking to refinance one day and have car payments included in the lease payments/on the lease.

Also 4th quarter of last year Packwood and county officially did discuss potentially regulating STR's by either limiting numbers or adding a tax to cover increases in local services that are needed.

There are options for partial releases, however the entire portfolio must be able to debt service, if one property is sold or refinanced. 

Keep a reserve and you'll be better off.