Thank you @Becca Summers right now I am still getting my down going I have about 50-75k in equity in my first house but I want to get rid of some credit cards that we used to do some work on my main house then I will use the equity and whatever cash I had down to make a huge down payment on my first rental to make it as risk free as possible I could already afford about a 2k mortgage on top of this one that I have but I don't want to restrict myself cash wise anymore then I have to on my first property 

Truth be told we turn away a good amount of “brokers” as they show their cards in a very fast way... over charging points, misquoted terms...

The easier "get out of jail" card is to sell the house but I always hesitate to give such self-defeating advice. 

You may win or you may lose by not raising the rent but from a business perspective it is not worth the risk.

I don't know for sure, but it sounds like an assessor's notation for a mid-level 4-plex, but if you'll PM me the address, I'll pull the field card or public record to see if I can verify it.

Go apply and get a 0% credit card for 18 months.

Personal savings and Credit Card for materials How did you add value to the deal?

Since I do everything online, since everything is auto drafted, since our vendors pay us online (including our property management software and much more), and since we use a lot of features of our current bank (check scanning, credit cards, online access for our wires, statements, etc) it's a LOT of work to move operations accounts. 

I've created an LLC that is renting out room to government employees on temporary duties, and they pay via their government travel cards.

Perhaps it wants to win PR points with the local water utility.