Understand her mentality in broad terms to be able to tell if she's able to come around (objectivity is crucial here). 

We've been helping our clients boost their credit scores to qualify by home mortgages, getting into rentals, and having the ability to purchase a vehicle.

thank you Lukas I would look into one of the capital secured cards see if that can boost me up 

Sketching has been a great mental release for me - keeping so busy prospecting for deals, writing offers - dealing with sellers and agents - drawing takes me away somewhere in my mind guided my my pencil.

i do not mean go into debt like crazy i mean something small to boost your score such as a prepaid card from your local bank, just talk to them about building your credit and they should surly have some options. coming out of the gate with good standing credit will put you in a better position than most to start investing also if you are working saving up what you can would help depending on which market you desire to jump into, fix & flip / wholesale / buy n hold. also i would recommend learning to analyze a deal.

Basically, I need a confidence boost or a wake up call from the forum.  

I've never really spent much mental energy on the tax sales-seems that most I know get paid off quickly by the owner so it seems like the potential for a lot of work and little payoff (with occasional bit paydays!).  

This means shopping selectively for car loans, only opening accounts that you know you'll need, and generally being frugal with what you apply to borrow for.Credit cards, phone bills, cable bills, rent checks, and car payments should all be seen as opportunities to boost your credit. 

'Positive Mental Attitude' Hawaiian style. 

Their father flys in a jet and the son will end up riding a camel...The Wave or Cycle of Technology gave us a temendous boost up to a peak that is now over.