But as @Gino Barbaro mentioned, rural has its own challenges - fewer PM companies, lower rents, and less appreciation. 12-14% CoC isn't impossible but very difficult.

There's no law against creating a fake document, but it is illegal to use the fake document.Have you seen anyone using these in your market?

The new home I want to buy must therefore be insured by another company. 

I buy properties from turnkey companies and also from the MLS and give it to PM folks.Lately I am noticing that in the houses that I have purchased there are issues that have surfaced which could have been handled in a better way when the property was bought itself.

That way you can learn how it should be done and know how to handle the property management company.   

@Justine Cal Did you talk to the company directly.

So, I had the solar panel company come and fix EVERYTHING!

I've never spent company dollar on something like this, I can tell the team likes my marketing so far I don't want to let them down, and I want to sell the last of our units.

If it's within an HOA, call the HOA's property management company and ask them if they know any of the history of the lot and if they see any constraints to building it and what steps it would take with them to build on it in conformance with their CC&R's.

You also need to at least talk to the electric and gas company to find out their processes.