Still have not received any payments rent is due on the first and anything after is a 100 dollar late fee.

Rehab and get the house rented.You can even start the refi a little before you finish the rehab if you want - assuming you have a renter lined up and ready to go.I once had a refi done on a house I bought within 45 days or so of the purchase.

She did notify me this morning that she plans to pay the november rent, with late fees. 

No matter what the situation is you have to make it to the finish line... 

I just finished my first massive "house hack" where I converted a 500 Sq.Ft property on a corner lot into a positive cash flow triplex, and I'm looking to repeat my success.

I hit send before finishing....

You can fix that by replacing the current one or by enforcing your policies and procedures, if you have them.What does your lease say about late rent?

We mostly had late 20s, early 30s couples in our places.

If you don't have a bank that has a branch in the area of the property, have them mail it in (get a money order), but ensure they know that the post mark date is not the date used for determining late payments, it is the date that the rent is in your hand that is the date used for payment of rent.

Price on kitchen and bath will vary a lot based on the type of finishes you have, however $25k will be a ballpark price especially if it's a rental unit.This is how the cost breaks down for us:$5,500 white shaker cabinets$3,200 granite$1,300 kitchen installation$3000 appliances$5,000 plumber + electrician$5,000 brand new bathroom including new flooring, tub and vanity, toilet, faucets, paint.$2,000 demo, permit fee and miscellaneous items.This is just a quick run down and like I said price will vary if you want to gut the whole place because at that point you have to add insulation etc.Hope this is helpful.