I am in the final stages of my first one hiring most of the work out.

The area is in the beginning stages of gentrification with a new Walmart, Sams Club and Target having just opened up nearby.

At your early stage in investing, this may be the wisest suggestion.Cracks are huge red flags that problems exist.

As I said originally, these types of spores can proliferate with excess humidity (you're in Virginia right?)

I'm still learning stage in wholesaling.

I think that if one is disciplined enough to hold enough liquid funds in an investment account to cover these issues that would function the same as having a specific "insurance" account.I do think that most people will not be disciplined enough to hold that aside, at least not until the "excess" funds are more than enough to generally fuel the buying machine.

I am definitely in the stage that you are describing.

I think I could have continued with Excel for a while longer; however, I wanted to start using CRM software in the early stages before my data base got too large.

More importantly at this stage, I've joined a few meetup groups and will start building my network as I build my knowledge base.

Otherwise, the seller could potentially be so tripped up with (unjustified) paranoia during the verbal negotiation stage that I somehow am taking advantage of them that it will hamper their decision making ability, and hence, be paralyzed with indecision and most likely hire a Realtor to represent them and then before you know it the property will be on MLS and a bidding war ensues.