My fiancee' and I were about to close on a house when the seller's lawyer notified us that the seller had a 2nd mortgage on the house which he owes money on. Apparently the seller's loan company got bought by another ...

There is a potentially lower amount of capital needed which is enticing, but there is also potential to get stuck with a property with many hidden costs.

They will have instructions for new Landlords and a plethora of forms for you to fill out. 

I read a lot and I found out that HUD gives the agent instructions.

If you are worried about a new worker, tell them the tenant has nanny cams hidden, so ask them to not stray from the area they are doing work.As @Brian Ploszay mentioned, tenants are our customers.

I was pointing out that she was seemingly contradicting FAFSA instructions, and she replied with "trust me."

As stated above, MLS data is more accurate and up to date than public sites like Zillow, etc. and more complete as well, including showing instructions, private remarks, agent commission offerings, agent contact info, etc.So are you missing something?

My wire instructions were sent without the company's request, which is questionable if the intent wasn't theft.

It is one thing not to know about some illegal hidden work behind the drywall, but the necessary occupancy permits for a Pittsburgh property are within the realm of standards of care for a realtor that passed an exam and is considered a licensed professional. 

The laundry room is the same thing, they leave empty detergent bottles hidden behind the washers and the laundry room is right next to the dumpster!