Is a $10M total on our retirement account balances an obtainable goal for a savvy investor with the ability to choose to participate in great deals?

Current loans about $190k each, current appraised as-is value about $825k each, current rate 4.5%- I do not have w2 income and cannot qualify for a FMae/FMac loan- Each building need about $50k in maintenance/upgrades which would allow me to increase rents about 40%- My goals are cash-flow cash-flow and cash-flow; longer-term equity is also a goalI have the ability to re-finance with the following (these are details for one of the buildings...I assume i could do the same on the other as well):- 30 year fixed, 4%, $400k total loan amount (I could go higher but am concerned about the higher monthly payment eating into my cash-flow....not sure if I am being short-sighted on this??)

If you have the ability to self direct retirement funds into a syndication that is always a good method to use too. 

The 401k worked out really nicely, I would definitely suggest doing it to anyone who has the ability to do so.

As Jason mentioned, you should max out the Liability on the underlying policy (dwelling/Fire form in Personal Insurance or General Liability form in Commercial) and then add umbrella coverage above it.When you insure the unit, you need to know what parts of the building your unit owns and what are owned by the association (common elements). 

Among the factors that influenced the court's decision were the limitations on the co-owners' ability to sell, lease, or encumber either the co-ownership interest or the underlying property, and the manager's effective participation in both profits (through the remarketing fee) and losses (through the advances).

The ability to live with no monthly cost, and a low down payment.

I am new to this but an idea that came to me is offering asking price contingent on inspection (but knowing that something major will be there as the homes are very distressed) which gives me an out / the ability to renegotiate. 

We are also open to other areas, as we plan to utilize a property manager to handle the day-to-day elements of the home.We currently have $80K saved, and can probably get to about $135K by May of 2022 through various income streams.

I recommend seeing if you have the ability to house hack in your area first, which is how most multifamily investors get started.I also recommend seeing what wealth you have that can fund your real estate transactions.