Like J Scott said build your own baseline.I arrived at mine by building spreadsheets and using past expenses to develop averages.

Some people have a change of heart after the baby arrives and decide not to 'sacrifice' now so waiting gives you more options.

At this crucial point you are approaching the danger zone, because the doctor will request what seems to be innocent-enough contact information from you so he can put you in touch with his financier (like your full name, street address, and business and/or home phone number).As the doctor's move-in date approaches, you will be advised that the family is having furniture delivered (which is right at about the same time your check is scheduled to arrive).

Clearly he was upset that I was accepting an application from someone else when he arrived (and felt that I didn't show up for our original time).

My other friends, all seasoned real estate investors like myself, laughed as each one of us had check title prior to arrival for ownership.

Since I arrived in Memphis about 3 years ago I've been trying, and failing, to find the owners so I could buy it. 

I would not hand it over before someone asks or brings it up you will sense when the moment arrives.

There is much more to the data  - and i usually wind up with 5-6 spreadsheets to arrive at my final selection.  

Senate leader Mitch McConnell has called this bill "dead on arrival" to the Senate and the White House has broadly condemned this bill as focusing on a partisan wish list rather than focusing on the needs of the current crises.

You are welcome to ask me any questions that you have and I'd be happy to answer them as best as I can in order to see if I can qualify as an expert according to you.Additionally, you are still arriving at erroneous conclusions from the things your are reading such as "There is ample evidence that college graduates make more money than non grads."