We are a GC in the telecom industry, but not seasoned in residential development. 

Credits can come the following month and/or at the end of the season.

(hello hurricane season)The maps are changed because being "forced to purchase" flood insurance is vastly unpopular, and communities redraw the maps to make them beneficial to certain neighborhoods/communities.The benefit of being in a X or low risk flood zone is that you can get a policy for rather cheaply like around $500 and cover the risk you likely have.

I come to find out the building is worth 55million dollar (based on hurricane season and how to insure your unit and what percentage of building is your unit). 

Let it season.

I work with both first time and seasoned investors, so feel free to reach out with any questions.

I'm live in Vancouver, Canada and am a seasoned investor.

Some of the terms I remember were: -Up to 75% LTV-Will lend to LLC-3-6 month seasoning period-Choice of recourse or non-recourse (slightly higher interest rate for non)-Asset based lending, and not conventional (loan depends on performance of the asset vs. your personal tax return)The market is currently in an interesting situation (especially in the Greater Atlanta Area where I invest) because although it is harder to find financing options for several of the properties that are now ready to refinance after being stabilized and cash-flowing, those same properties would be selling like hot-cakes on both the MLS and off-market investors.It has me wondering every day.. shall I wait and try to find the pre-COVID terms, or shall I sell for a profit?

The criteria I am looking for is as follows: 1-4 unitsAsset value or ARV = $100,000 or lessLoan at 80% LTV, so $80,000 or less (could do 75% LTV)30 year fixed, IO available (can discuss) Rentals, ideally fully occupied at refinanceNo seasoning requiredOpen to portfolio loansI am covered on the higher end of this ($100,000+) but need help on the smaller end.

From last summer's home buying season, one of the 1 in 50ish people that leave online reviews happened to be someone that used a VA loan.