Plumbing - Must be functional with no damage or leaks.Hot water - Must be functional.Electrical - All receptacles must function normally, GFCI receptacles required in kitchen and baths, no exposed wiring.HVAC - AC is not required, but if ductwork is present, then AC must be functional.

Lack finance, but with a proper presentation I can obtain it. 

@James Barry in fact, housing prices are presently going down in many places.

Presently, they are also implementing stricter lending requirements and are even verifying income up to the day of closing. 

You can get $75 bucks a bay depending on size and if power are present.

Start digging for deals and learn how to present them in a way that shows your "money partner" you are smart and serious about this.

Insp on our tail & had to pull permits & then wanted to inspect it all WHEN the HVAC guys were present. 

Their founder Ingo Winzer has done some great presentations on risky/overpriced markets > http://multifamilyu.com/avoiding-risky-marketsLocal Market Monitor's Metro Data Ratings > http://preview.localmarketmonitor.com/wp-content/uploads/2020/03/Metro-Data-Ratings-1.pdfI will probably buy Local Market Monitor data once I find a target city.

If that can be removed, there seems to be a better chance on striking a deal.The following concept was presented to me and I think it is a pretty good one.The buyer puts down to 2-3% as nonrefundable earnest money and it is dispersed to buyer within seven days.

When presenting the request for the extension I would highly recommend presenting the lender with a strong exit plan.