Somerville and Cambridge currently make developers provide 20 percent of their projects to affordable housing.

I send direct mail to homes in pre-foreclosure, but about 95 percent of the foreclosures get canceled.

.- 3 Year ARM, 4.00%, max annual adjustment of 1% after the initial fixed term, 10.00% max lifetime rate- 6 Year ARM, 4.875%, max annual adjustment of 1% after the initial fixed term, 10.875% max lifetime rate- 10 Year ARM, 5.375%, max initial adjustment of 2% in year 11, max annual adjustment of 1% every year thereafter, 11.375% max lifetime rate

There is a pretty big range in rates from city to city, usually 1.5 to 3.0 percent. 

Yes Josh, you are one hundred percent correct about "happy wife happy life."

I get 50 % percent match up to 3% of my total salary.

https://www.biggerpockets.com/forums/12/topics/386159-whats-the-1-percent-ruleIn this case, aim for achievable monthly rent of 1% of total development cost, not acquisition cost ("purchase price").

If they don’t want to pay the gift tax, they just don’t pay it, but this will lower their lifetime $11.4 million tax free limit on their “estate” by the amount gifted.

I have done 2 successful abatement and reduced penalties over fifty thousand dollars.

If not, you will hate every tenant with a passion like a high percent of the landlords I deal with every day.