But there is still the cost involved in material and timeIf you do your own maintenance,  then the labor cost is on you.Wood gets scratched up no matter how well you try to refinish it more so that a flooring product that has an AO or double layer of ceramic bead that is factory applied, such as LVT's.

Also if you ever look at your monthly statement for payment you'll notice the escrow balance is separately calculated, this is so you can actually be sure of what is being applied and when.

Now take what you learned and apply it to the next deal.Real world expetience is your best teacher. 

You can't apply a cookie cutter approach to it.  

@Gabriel JerohNever wise to give an option to a chapter 13 petitioner that has not been completedGive a lease and a ROFR insteadFinish the 13 Wage Earners PlanThen at least 36 months after that apply for a mortgage@Bill Gulley

I know for SF homes there are specified "seasons" for buying, does this apply to multifamily?

My wife and I are new to Real Estate investing and are looking forward to learning and applying everything we need to run a successful business.

One question:I would like to be able to buy outside of land contracts and I have not yet applied a loan via  a conventional bank.

Send me a message with a list of exactly what your clients are qualified for and I will forward you a list of the properties that will apply.

It may not apply, or it may have already been covered by the previous title insurance.