Agreed there will never be another 2008 ( without a war knock on wood ) .... how ever lol ...life happens... divorce, death, loss of income, Tragic health issues the list goes on and on to why we find ourselves NEEDING to sell, it will be these NORMAL life changes that will cause many who are upside down to be ruined.

You'll only get a couple of chances to screw up before your reputation is ruined.  

I am a private lender and real estate investor and not a licensed real estate broker.Many people face pre-foreclosures every day and when not knowing about the best options available stack up even more debt and ruin their credit for many years.

I am a newbie with real estate investing actually I am starting over after making novice mistakes landed me in bankruptcy court with a ruined credit profile...most of my purchases were out of the state.

I'm not in such a tight financial situation that if I make a mistake I could ruin my life.

I'd hate to see that ruined too.

If the deadbolt is locked it ruins the jamb and sometimes the door.

That is a job worth whatever they charge. 3 ruined pieces of gutter, siliconed together (not straight) and a sliced thumb requiring stitches, and I was done.Concrete flatwork is another art.But I can paint, install flooring, do finish carpentry, install kitchens and baths, electrical work, plumbing if it's sharkbite or pex, and lay tile at least as well as any contractor.

I'm a cancer surviver in remission since 2012.I'd been interested in investing in real estate for awhile now but I been scared because when I finally decided to start in 2008 with a single family home that was a shortsale for 500,s I got it for 420,s I was happy at the time because I was going to remodel it and sell it but the market took another hit and I ended upside down.

I had visited the area in my 20's with my Dad after my mother died from cancer to see my cousin.