They promise the dream and deliver the nightmare, nothing more.

Bank fraudWhoever knowingly executes, or attempts to execute, a scheme or artifice—(1) to defraud a financial institution; or(2) to obtain any of the moneys, funds, credits, assets, securities, or other property owned by, or under the custody or control of, a financial institution, by means of false or fraudulent pretenses, representations, or promises;shall be fined not more than $1,000,000 or imprisoned not more than 30 years, or both.It would be nice if consumers, i.e., individual tax paying citizens, in this country were afforded the same level of protection as our financial institutions.

HUD has gone through big changes in the last few months with many being negative.They are doing a lot of things that do not make sense.I haven't sold a HUD property in years because I just do commercial real estate now.Really think about this point for your career.If I a house is priced at 80k as the listing broker I will be paid.If you work with a buyer and ten offers are submitted you have only a 10% chance of getting paid with the accepted winning bid.On the REO side many have left the listing side because of asset managers 1% referral fee leaving them 2 if they are lucky before their broker split if they are not the broker.Count in BS designations that count a few hundred apiece each a year,conferences,computer platform fees,extending money for rekeys,offering cash for keys,and low price points and you make almost zilch for a big headache.With the Robo signing fiasco many banks are sitting on properties they own.This makes asset companies have to recruit agents for promise of potential listings by collecting fees.

If I can promise to close very soon and without any contingency.Thanks for any input.

I make no promises, but jump in and leave your feedback and perhaps we can get you in print (large market newspaper).

It gets confusing, and with the fakes that now abound, it's even more difficult.

When we sell our home, we will have a year and a half of living expenses in the bank and are contemplating making the move to the San Diego area.My training and experience is in law enforcement and I’ve studied my job options in SoCal, which look fairly promising (it’s just tough to land a cop job out of state without living in the area).

As a sub2 buyer, you "promise" to make the payments and keep it current, but the ultimate responsibility still lies on the seller which make a sub2 deal quite attractive to a buyer.

And throw a bone, promise to process all sales thru em or something.

Does any create fake adds to attract buyers?