If you've done your own homework, and you're buying at a great price, it's not going to matter all that much what the seller provides, and if you're buying at a terrible price, my question would be: why?

Do the math.

I'm showing $2600 (5.5%, 25-yr, which is still rosy).Overall, my math puts you ($390)/month.

I had done my homework, re-ran my numbers, had a rough plan (that actually got thrown out and rewritten as soon as I started) but I still worried.

I’ve worked the math on quite a few deals in these areas and I can’t find anything profitable.

If it's an income property (especially 3+ units) then the last full year's operating statement (all income and expenses) would be something you'd bring to the table as well.It's not usually the case that paying for an appraisal is worth it, but sometimes it is; you'd need to do the math to see how much you'd save in taxes if the assessed value were brought down.

You can do the math on a napkin and easily see these pencil out handsomely.rumor has it there’s a little old lady in this town who owns 800 houses .

From my math, we would have to do $246 in Laundry in a month, to reach $8 in fees. 

@Brent Crosby You need to do some homework to figure out who are the major players in the commercial real estate brokerage space in your target area.

Prepared meaning do your homework and have finance lined up.