I am currently at a 6.65% rate and I had the opportunity to get a 5.125% rate via refinance when I bought points through conventional refinance.

@Cynthia Leite Not sure how to attach a file here so I just sent it that way, let me know if you'd like to have it via email.

You also have to deal with a bunch of tire-kickers who just waste your time.The rest are only worth advertising on via syndication as not really enough traffic to justify resources to manually add.Of course, this is for our Metro Detroit market, each market may vary somewhat.

Lastly, when they did your appraisals, I assume they determined the market rent via a 1007?

I tried a list via pre foreclosure and didn’t have very much luck.

Knowing this information, should I sell and take 300k(ish) to a bigger multifamily or apartment via 1031 exchange?

In cases like this, a police report and insurance claim (via tenant's rental insurance policy first, mine second) would be (have been) my first choice. 

Note I have no illusion that this path will create returns close to equivalent of what I used to be able to achieve via brrrr (I have infinite return on most of my existing portfolio) 2) sophisticated partition via coop/Tic and maybe CA SB9 on my OO.  

I paid her $15K via credit card to her paypal account and another $15K by wire money from my bank.

She’s for real estate (I think market is over inflated) but in the past we use it for rainy day fund vs holding $ for repairs as well as acquiring property via cash to rehab and sell.Regarding equity shares I would read the fine print as from what I have read you basically are selling your sole to those companies for a small payout to start but giving up a ton of equity