For me I think Belize is a safer place with a more stable government than Panama....but I have not done a whole lot of research.

If you have stable income, good credit, and an emergency fund get in the game. 

A lower cap rate indicates that the market has a lower perceived risk in the deal ( meaning that the tenant is MORE likely to fulfill their obligations under the lease) and a higher cap rate (generally) indicates a higher perceived risk (Tenant is LESS likely to fulfill the obligations under the lease or that the income is somehow less stable).

We are real-estate investors from CA & trying to pick an OOS market with Tulsa (stable economy and future outlook, modest appreciation & reasonable cash-flow).We heard from family/friends about new construction duplexes around the Tulsa metro targeting investors. 

Even though i am 26, employed, have savings, and a stable job - too much protection is never a bad thing.However, i find it very sketchy and somewhat car salesman-like that all these companies keep spamming me with mail and warning me of "last notice or else i will never be able to protect my mortgage ever again."

Look at the property when you buy it to see what the estimated shelf life will be for major items like roof, HVAC, floors, Kitchen, driveway, etc... 

Stable Income: Rental income provides a steady cash flow, potentially offering passive income once expenses and mortgage payments are covered.3.

Here's a short synopsis on Indy investing (as a realtor with 150+ transactions & 12 doors in personal portfolio): - Indianapolis has all the right metrics for a stable investment: average appreciation 3-5% per year, consistent population growth, low unemployment, highest % of GDP growth last 5 years of any Midwest city. - Indianapolis is VERY competitive in the fixer-upper & multifamily realms.

Cleveland is a better market for cashflow but Columbus offers a stable and growing market with a strong rental demand, and diverse economy.

If you decide you are ready to rely on a professional approach to management (with a stable cleaning team at all times) we are happy to help!