HELOCs are generally provided to properties that are held in the owner's personal name.Are your family members not interested in refinancing the property?

Thank you all for all the information and assistance you have provided 

Verify and double verify with the applicant that the information they have provided is correct and that all income is verified and all adults will have a background check. 

While I’m open to both turn-key and fixer-upper properties, my preference leans slightly toward value-add opportunities where I can improve the property and increase equity or cash flow.That said, I’m also happy to consider turn-key options that provide immediate cash flow if they fit within my investment strategy.

Its normally fee service providers who are the greatest advocates of the program, whether it be agents, PM's, coaches/gurus. 

You can close in an LLC and don't need to provide employment history, income or tax returns, and DTI isn't a factor.

I want to grow a family of investors and provide that family with the absolute best, most transparent experience in the alternative investment industry.

@Tom OchiengI would reach out to a real estate attorney for specific advice on this situation since you already have one tenant who is being difficult.On a side note, when I have inherited tenants, I have been most successful when I have provided longer non-renewal notices, like 60-90 days, and offered to assist with moving costs.

Very few non-owner occupied property policies guarantee full replacement cost - they typically provide replacement cost up to the dwelling limit purchased. 

Both of you provided important information.It's true @Jason Wray that Florida is always a hotspot.