I stopped reading after your tenants letting people who are not on the lease live there.

There have been so many changes to make people with bad credit look good they should be fine without this change. 

In my area people are generally only house hacking duplexes or houses with ADUs.

I’m not in Tyler, but I know how important it is to find like-minded people when starting out.

Check with your CPA, the people setting up your LLC and/or your QI. 

agreed. what I see is a major issue with used homes is plumbing and people NOT doing sewer scopes on their home inspections.. 

The challenge with unsafe areas is (1) potentially higher cost of maintenance such as broken windows, etc. and (2) this is by no means meant to be discriminatory but anecdotally from people I've spoken to the challenging tenants tend to be at the lower price points.

Go to local meetups, search these forums for people that have mentioned that they do private lending and attend other RE events.

Typically people only get insurance on things that they own, or liability insurance for their own protection. 

I’m here to learn as much as I can from this community, connect with like-minded people, and gain insights into smart investing strategies.Looking forward to networking and soaking up knowledge from all of you.