So, let's try some local real estate meetup groups.

I recommend you discuss and plan this in depth with a local lender who knows your market well. 

Check with your local credit union.

I used the proceeds to start my business.

I'm quoted in this article 8 months prior to the settlement predicting just that.https://www.axios.com/local/washington-dc/2024/01/06/nar-ver...

Quote from @Sean Pedeflous: I own a duplex in Fayetteville Arkansas and the city is buying part of my backyard to add a trail which connects to a great local park.

If you lack the funds to flip any other way, go for it, but do understand it's not a business model for long term success. 

Also, it can avoid filing an amendment.Another great point on eligibility- SEP IRAs require net self-employment income from activities like 1099 contract work, real estate sales, wholesaling, or other self-employment business income.Passive income as you have highlighted, does not qualify. 

We rented the 2/1 side for $1300/mn and thought we could finish the addition of the bath and closet but got so busy with my construction business I still have not completed the work.

if you have proper team you can self manage. are you local to the area?