Quote from @James De Stefano: Quote from @Bruce Woodruff: Yes, this whole situation is alarming and I suspect it will get much worse before it ever gets better (if ever).

Quote from @Juanito De Dios: It's a lot to cover.

within the next 3 - 6 months duplex /triplex in or around my area although  the funds are week due to a high DTIalthough i have a 740 credit score, some larger purchases/ home improvements ,solar /roof /windows  have led me down the borrow pay later mentality..

While the companies are legit, the real de facto interest rate is actually extremely high, as the monthly payment increases over the lifetime of the loan.I cannot recommend a bank or company because I didn't need to use one, as I used cheaper developer/seller financing. 

Welcome to BP@Bianell De la cruz, we noticed you aren’t a Pro member at this time and we would love to offer you a 20% off discount to start taking action in investing with confidence!

Really what makes this interesting is that it is on a cul-de-sac of other multifamily.

then you'll start to take the properties that have debt on them and sell and 1031 into DSTs (Delaware Statutory Trusts) where the debt that is absorbed is non-recourse to you.   

I’m looking at PA, DE, CT, or MD, for multifamily homes (if possible).

I'm like @Craig De Borba, don't know about Phill Grove or his company, but a few years ago I went to a "seminar" from Than Merrill and it was the same thing...

Public electricity or solar panels?