Our first child was born on Monday.

They have a disabled child so the wife stays at home and they get by on the husband's income plus a monthly SSI check for the child.

I just recently built a new house and we had our first child.

But these same people will shop the internet like crazed maniacs, chasing every .125% rate savings pop up ad they see, thru sources that don't deliver, and on loans they likely won't have more than 60 payments before they refi or sell anyway.  

I just did not want to see her and her child evicted. 

You didn't mention your other bills, like credit card debt, car payment, child care, etc so I'm assuming they are easily payable or nonexistent. 

Many policies for a personal home exclude business pursuits and as a child sequence Air BNB would not be covered.

I came to Australia about 7 years ago from South America looking for a future and survival of my existence (literally), since Australia's market has become a big financial bubble quite impossible to penetrate, I decided it was best to get into USA since I loved this country when I just a child, I always have.

First time a child kids hurt the patents sue you.

They are my problem child so to speak... they fight often, slow pay and keep the yard a mess....