I have lots of saving in stocks.

We utilize an engineering department and do a LOT of analysis to ensure our insureds are adequately protected while also pleasing our broker(s).I studied finance in college and would confidently say I'm ahead of the curve in equity investing (stocks).

This is no different than picking a high risk stock and the stock goes bust..

I'm very excited about this Texas Stock Exchange that should open in 2026 too.

He's a stock market guy but the practice works just as ell for RE. 

What may be somewhat unique is the retirement account isn’t technically a 401k that I can access whenever I want - it’s private company stock which I can only cash out upon death, termination, or retirement.

@Rick Albert- One way I've found around this is to take a loan against a stock account. 

Not lazing around in a deck chair all day and having checks just flow into your mailbox like they might with Dividends from owning a stock certificate.3) I would love any feedback on what you think are the main forces holding people back from becoming financially free.21% Of the population Is on government assistance- many in here like that and wish there were more because they benefit from the section 8 rental assistance program that these people use to be able to keep a roof over their heads.

Tbh it’s really not a great time to invest right now, the yields are for the most part with a few exceptions below what you can get in a bond/stock.

In the investment space, whether it be syndications, SFR, Airbnb, or hedge funds or stock market: anyone that is "promising" or "guarantees" any type of return should be viewed very skeptically.