And then move into price points that meet or exceed the median price points for a given MSA  look for good schools etc. and do not buy in Gary at all is my personal view on this..

Check out this great thread by Chris Piper at https://www.biggerpockets.com/forums/12/topics/862964-wholesaling-101-how-to-wholesale-for-beginnersI posted a link to it on my own recent thread, which you might also find useful, it has links to some of the resources I have checked recently https://www.biggerpockets.com/forums/93/topics/1197244-how-to-do-wholesaling-right-in-maryland-east-coast-and-nationwidePiper's thread is where I started my research and am very grateful to this person for dedicating his time to share so much of a valuable information.

I can buy it.My personal Facebook page also says how we are always looking to help others with real estate issues.

I see that your location is Hawaii, I'm guessing the short term rental market is awesome there, so perhaps you could be an in person, boots on the ground for investors on that front.

Do you have reserves for your personal living expenses in the event the process takes longer and/or you aren't able to recoup as much of the invested capital as expected on the refinance?

I want to create a new checking account to keep all my house income expenses separate from personal expenses.

Personally, I've known mobile home park owners with this challenge when trying to find smaller mobile homes to fill their lots.

We can't tell who the person is that's offering this to you.  

I could also take the money from another source, but wouldn't be able to carry the 2 mortgages on personal loan I don't think.

At that point I owned the lot but not the MH since the MH was considered personal property.