Buy an owner occupied 3-4 flat (live for free & learn REI/property management skills)4.)

Petersburg, FL at this moment.

Stagger them so you do not have an ugly flat relieve reminiscent of a beautiful mobile home- yes.  

Just for kicks I pulled up Lincoln Park on my MLS and the cheapest 2-flat on the market is $675K.

Legal 4 flats will likely be well above $500k, but if you find a 2-3 flat that needs a little bit of work you can keep budget well below $400k.Just helped a house hack client find a 2 flat + non conforming basement unit in Portage Park ($300k) where he will live for free after about $10-20k in repairs.

Some, like @Derek Dombeck said aren't changing, others have changed their terms, and others just flat aren't lending at all.

What he didn't realize was upon entering the room all I would notice is the brand new 55" flat screen TV so we now know where some of that income tax went to.Finally, let's summarize the last 30 days.

Throwing a dart at a chart I don't expect more than a 10% price correction...but we're up 8% just from the low inventory of the quarantine...so Flat?

I am thinking 10% of rehab cost and if it's less than $10,000 then it would be a flat fee.

Have you guys come up with structured ways to pay realtors or are you just coming up with a flat-rate commission?