Not really sure duping people into reading your pitch is a productive idea for mailers, but I'm pretty sure it's not on forum like this....it's pretty easy to get people to quit taking you serious.

Assuming I stay I would be free to meet during this weekend.Then I am free until I leave Feb 5th.Sorry for rambling but I am trying to make this trip as productive as possible.

Well, the purchase agreement has now been cancelled and I've lost it due to the incompetance of the bank and their slowness, had they let me know sooner of their concerns I could have found new financing.

I have a busy life as it is with the job, wife and small kids, so I need to start slow (or perhaps go crazy and dive deep, lol).

If payments are slow or in default the examination can go deeper.Then if it's discovered that you misrepresented things, you could have problems.It's irrelevant if you know of someone who lied on a mortgage/loan application or if you know someone who says they know someone who did, or the amount you put down, or good intentions, knowingly presenting false information or obtaining a loan by deceiving an insured lender is a felony.I suggest you seek other financing options, with your down payment there should be seller financing options available, partner with another, if you have a retirement account you might be able to change accounts and borrow from yourself, seek private investors, do an installment deal like an option to be financed in the future in 3 or 5 years later.

We have a house that's been for sale since October, realtor is asking if we want to lower price again since the traffic has been slow lately.My initial thought is that it's just due to the time of year, so I'm thinking lowering price won't do much to bring people out into the freezing cold (Northern IL, Southern WI) anyway.

Slow and steady growth is the plan.Mark

Buying below market gives you instant equity as well as insulation against unforeseen costs, slowing markets, etc.

I would imagine that your lending products are in high demand.

Sure hope you don't have to spend money on seminar products just to hear that again.