If it is hyper competitive I would shop around to find the best bang for the buck.Of course the best solution is to manage your property from your phone without a PM.

I even have little signs up telling them how to use the washing machine (always leave the door open to prevent mildew) and dryer (always clean the lint filter) and kitchen sink (no FOGs, no coffee grounds) because I can get away with it renting to kids.Same kid just put a hole through the door with the doorstop.

But if you want to spend some time shopping around for now, then HELOC might work better for you.Credit unions will offer better rates for you. 

Also if you're in the city and interested in grabbing a coffee to chat message me.

Looking for meetups and or coffee chats to begin to start attending.

I have a rental property in the middle of two businesses, one beside me is an insurance agency that I have no issues with, the other one is a smoke/vape shop that just opened up.

From there you can start the shopping process.  

Always willing to meet up and talk shop! 

I have an opportunity to purchase a drive-thru coffee stand. 

If you don't have something structured where you can keep everyone is a seat for 30 to 45 minutes then you may as well just smoke some joints, drink beer and whiskey and have a wild party nobody will forget.One meeting could be for flipping, single family investing, multi-family investing, the best ways to find properties, how to do rehabbing, how to deal with contractors, how to do the math for single family and multi-family investing before and after the purchase, financing, dealing with commercial investments, how to do accounting and reduce taxes, how to streamline your entire operation, what software to use and how to use it and a lot more.Most meetings have only coffee, water and cookies for people to munch on and not much more.