(The first bank also has a 6-12 month seasoning period, case by case basis, according to the loan officer.)

There seem to be some deals in 4 season cottages that would be cash positive if rented short term on Air BNB or VRBO.

No Seasoning RequirementsLoan programs include 5/1, 7/1, 10/1 and 30 yr fix rate.Need a quick turnaround we can close your loan in 20 days!

ARV is approx 450k according to recent comps, maybe a little more since it will be rennovated (i will do alot of the work bc i am a contractor/plumber)  So my question is, is there enough skin in the deal to buy the house for 300k with an fha loan (not a 203k), rennovate it with my money (approx 50k maybe little more) and then refinance after the 6th month seasoning period and pull some cash out, if possible. 

Most (good) CPAs including myself are very busy at this time of year and many wont be onboarding new clients until after tax season. https://www.biggerpockets.com/users/KatieL13

The only downside to that is that if you buy with cash, you have more leverage to make aggressive offers, but you'd have to wait the seasoning period to do your cash out refi.

I'm sure you've connected with local seasoned investors.

Waited the 6 month seasoning period to do a standard cash-out refi instead.

This enabled my bank to wave the traditional 6 month seasoning period and refinance the loan immediately.How did you add value to the deal?

As a more seasoned real estate investor, what type of real estate investing do you prefer?