You can install vinyl plank over your cracked tile, but depending on how uneven the tile floor is now and in the future (it will continue to crack) and how think your selection of vinyl plank, it will show through the floor eventually.The existing tile likely cracked due to instability in the subfloor.  

I'd like to buy a small townhome to start my investing, but I do not own a house myself, I feel like if I do not do it before buying my own home, I wont do it because I'll invest everything we have in our house leaving nothing left for investing.We actually pay 1200, and we can possibly buy a 70-90K property that can yield 1000/mo.Some friends have advised us to buy a property, live it and then rent it, but we are not sure.What are your opinions?

We are definately neighbors!  

One of the things we invest in are tax liens, we will have 500-750 at any given time, most are quite affordable and percentage-wise, we are now ending up with approx 10-15% of them maturing to us each year. 

We are pretty much committed to flipping properties one at a time for now, but I am interested in upping my marketing game and wholesaling as we go.  

Hi,We are just in the thick of this right now, so I might be able to offer a little insight.It depends a LOT on the return the Private Investor expects on their money.

I have an excellent day job that will afford me time to research and find properties (online) but i do not have any money for a down payment right now and am trying to dig out of CC debt right now that was necessary for me to buy my own new house and move.I gave my other house to my wife, we are amicable.

We are pretty active and would love to chat always looking for eyes on the ground

We are willing to move and live there for a year or more as long as we get the 3.5% for down payment.

I have found most are willing to work out some sort of deal, after all we are all just business minded individuals playing in the real estate space.