@Jesse Wixson is a great source for information.

I'm worried being that my credit isn't great and I don't own any asset's do I even stand a chance at getting financial backing from funding lenders and or any other sources?

The bank will want to see a source of income.

Does anyone know of a good source for properties with 4-12 units?

IF you had your agent source the OM from them, I assume that the CA would be slightly different where the commission split would be explicit.If you have not signed any CA, then I believe your agent can still contact them to get agreement regarding the commission split.

If you both have a source of income, then one of you can get up to 10 and the other one can get up to 10.  

Welcome Ricardo Howard to BPAudrey Truesdale is a good source of information and he knows the Charlotte market as well.

These are GREAT sources of information.I'd recommend getting a property or two before you dive too deeply into things like business structure or insurance beyond a "Landlord's Policy", and that requires a property first.  

I have no experience in using crowdfunding as a source of financing, but as an investment type, it has worked very well for me.  

I read  How to Make Big Money in Small Apartments by Lance Edwards as well and I got to thinking about it and something a mentor told me that to really learn things you need to go to more than one source.