Hi Everyone,I own a condo along with my sister.  She has decided to buy more investment properties and would like to remove her name from my property.  I live in the condo and sometimes rent out the spare room.  She c...

I'll post my numbers below, it assumes you borrowed 100k at 3% to BRRRR the place.The flip option looks good here.

However, if the 37K you borrow gets you only 4% on a 200K house, you'll end up better.

I think the short answer is, there are a lot of lenders out there so it's worth shopping around.I'd consider talking to a mortgage broker instead of to a bank directly, as mortgage brokers are aware of multiple loan programs from different institutions, so hopefully one will be able to fit your situation.On your general question about one full time job vs. two part time jobs, as a general rule the more you fit into the "standard box" (look like most other loan applicants), the better.So while I definitely wouldn't say you're out of luck - I think there's a lot of money out there chasing borrowers these days - your options will definitely be more limited the more you stray from the "single full time job you've held for a few years, or at least in the same industry" model. 

Does my general thesis make sense, that instead of keeping cash on the sidelines and renting, to deploy it into a home and borrow against the equity to fund a business acquisition?

Could you borrow a down payment from family members?

Every example I have seen on BP or other sources of how a BRRRR works when you are getting money from an investor/hard money lender up front, shows a payback to those folks of the same amount that was borrowed.

With institutions entering the industry a few years back, more products have become available to us as lenders, resulting in better products to the borrowers.

This assumes you can save the down payment and your debt to income ratio allows to you to borrow more. 

You are borrowing from your 401k?