LA heat in the summer is fun. 

Not too low either, you don't want to go with someone who is just focused on price as this is a quality of a not-so-great accountant.

Typically 30Y fixed, refi into an LLC, low doc loans that don't report on your credit. 

The HOA told me that though that's a bit low, they will allow it as long as I use area rugs so that 80% of the unit is covered by rugs or carpet (I have carpet in the bedrooms).  

Thanks for your insight.BenThere is no.market for this in Canada as far as I'm aware of, particularly since the default rate is so low (<0.5%).

Nevada is landlord friendly, low property taxes, and close to CA.

Additionally, so far the economy has shown pretty strong resilience, with historically low unemployment rates.

Too low and I pass.  

Rates are still historically low, and I’ve seen with clients refinancing they may have a higher loan (from pulling cash out) but their over all monthly payment is comparable to what they are used to because of the lower rate.

Especially on a low-cost house like that...not much room for a $10k error, right?